Report: Mortgage note request may have led to credit downgrade

This is a very strange story that could be a lawsuit waiting to happen against Bank of America. If accurate, the mere request to Bank of America to know who actually owns the mortgage note has resulted in a hit to one customer's credit rating. This may be an isolated issue or it could be part of a larger practice of punishing any consumer who dares ask questions in this Wild West mortgage system. Click through to see the perfect payment history and more details of this bizarre case.