Now health care advocates want to demonize the insurance industry. Now that everything's falling apart and it's quite possibly too late. How many times do we need to repeat this pattern before the administration takes issues head on from the beginning, and our "advocates" grow a pair? We harp on this because it's an ongoing pattern of behavior by all Democrats - this "waiting until all is nearly lost before finally fighting back" - and it needs to stop. Wash Post:
“When a person is diagnosed with an expensive condition such as cancer, some insurance companies review his/her initial health status questionnaire,” the HHS said in a posting at HealthReform.Gov. In most states, insurance companies can retroactively cancel individuals' policies if any condition was not disclosed when the policy was obtained, "even if the medical condition is unrelated, and even if the person was not aware of the condition at the time.” ....
WellPoint and Assurant told the committee that they automatically investigate the medical records of every policyholder with certain conditions, including leukemia, ovarian cancer, brain cancer, and becoming pregnant with twins, the committee staff wrote.
In November 2006, after a Texas resident was found to have a lump in her breast, Wellpoint investigated her medical history and concluded that she had been diagnosed previously with osteoporosis. The insurer rescinded her policy and refused to pay for treatment of the lump, the committee staff wrote.
