In response to my post yesterday about Blue Cross trying to gut Obama's health care reform effort, I got the following email from reader MG:
My insurance premiums will jump significantly July 1st. I tried to get a "new plan" they were offering that was cheaper but they denied me because of preexisting conditions, none of which are life threatening or even that serious. In the past three years, I have never even used my insurance for two of the pre-existing conditions and the other required a doctors visit and a dose of antibiotics.
My agent mentioned something interesting I wanted to pass on to you. We all have been hearing about "no denial for pre-existing conditions" being part of new health care plans, whatever they are. They may not be able to deny you, however, they still may be able to "rate you up" if you have a condition they don't like. So, by law, they may have to approve you for insurance, but it may cost you $1000 or $2000 a month. So this little trick has to be watched in the upcoming debates. Rating up is almost as bad as denial.
As far as I'm concerned, the health insurance industry must be destroyed as we know it and we need single payer in its place. We need French health care. But I'm afraid this country is way to corrupt and dysfunctional for that to happen.
